/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:        #0c2340;
  --slate:       #164268;
  --teal:        #1a7fa0;
  --teal-light:  #28b4d8;
  --bg:          #f4f8fb;
  --ocean-pale:  #e8f4f8;
  --card:        #ffffff;
  --text:        #1a2d3e;
  --muted:       #5a6e80;
  --border:      #ccd9e8;
  --ad-bg:       #f8f9fa;
  --gold:        #b8832a;
  --green:       #1e7a3c;
}

body { font-family: 'Segoe UI', system-ui, Arial, sans-serif; background: var(--bg); color: var(--text); font-size: 17px; line-height: 1.7; }
a { color: var(--teal); text-decoration: none; }
a:hover { color: var(--teal-light); text-decoration: underline; }

/* ===== SKIP LINK ===== */
.skip-link { position: absolute; left: -999px; top: auto; width: 1px; height: 1px; overflow: hidden; }
.skip-link:focus { position: fixed; left: 8px; top: 8px; width: auto; height: auto; background: var(--teal); color: #fff; padding: 8px 16px; border-radius: 4px; z-index: 9999; font-size: 0.9rem; }

/* ===== HEADER ===== */
header { background: var(--navy); color: #fff; padding: 0 24px; position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 8px rgba(0,0,0,0.3); }
.header-inner { max-width: 1200px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; padding: 12px 0; }
.site-title { font-size: 1.5rem; font-weight: 700; color: #fff; line-height: 1.2; letter-spacing: -0.01em; }
.site-title a { color: #fff; text-decoration: none; }
.site-title a:hover { opacity: 0.9; }
.site-title span { color: var(--teal-light); }
.site-tagline { font-size: 0.75rem; color: #8ab0cc; margin-top: 2px; }

/* Nav */
nav ul { list-style: none; display: flex; gap: 4px; align-items: center; }
nav a { color: #c8dce8; font-size: 0.87rem; font-weight: 500; padding: 6px 11px; border-radius: 4px; display: block; transition: background 0.15s, color 0.15s; }
nav a:hover, nav a[aria-current="page"] { color: #fff; background: rgba(255,255,255,0.12); text-decoration: none; }
.nav-cta { background: var(--teal) !important; color: #fff !important; font-weight: 700 !important; border-radius: 6px !important; padding: 7px 14px !important; }
.nav-cta:hover { background: var(--teal-light) !important; }

/* Hamburger */
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 6px; color: #c8dce8; }
.nav-toggle svg { display: block; }
.nav-toggle[aria-expanded="true"] .icon-open { display: none; }
.nav-toggle[aria-expanded="false"] .icon-close { display: none; }

/* ===== BUTTONS ===== */
.cta-btn { display: inline-block; background: var(--teal); color: #fff; font-weight: 700; font-size: 0.95rem; padding: 11px 24px; border-radius: 6px; border: none; cursor: pointer; transition: background 0.15s, transform 0.1s; text-decoration: none; }
.cta-btn:hover { background: var(--teal-light); color: #fff; text-decoration: none; }
.cta-btn:active { transform: scale(0.98); }
.cta-btn-lg { font-size: 1.1rem; padding: 14px 32px; border-radius: 8px; }
.cta-btn-outline { background: transparent; color: #fff; border: 2px solid rgba(255,255,255,0.6); }
.cta-btn-outline:hover { background: rgba(255,255,255,0.15); color: #fff; }
.cta-btn-dark { background: var(--navy); }
.cta-btn-dark:hover { background: var(--slate); }
.click-call { display: inline-flex; align-items: center; gap: 6px; color: var(--teal); font-weight: 600; font-size: 0.9rem; padding: 8px 16px; border: 1px solid var(--teal); border-radius: 6px; transition: all 0.15s; }
.click-call:hover { background: var(--teal); color: #fff; text-decoration: none; }

/* ===== LAYOUT ===== */
.ad-leaderboard { background: var(--ad-bg); border-bottom: 1px solid var(--border); text-align: center; padding: 10px 0; }
.ad-leaderboard .ad-label { font-size: 0.7rem; color: #999; margin-bottom: 4px; }
.ad-slot-728 { display: inline-block; width: 728px; max-width: 100%; height: 90px; background: #dde8f0; border: 1px dashed #9ab; line-height: 90px; font-size: 0.8rem; color: #888; }
.ad-slot-300x250 { display: block; width: 300px; max-width: 100%; height: 250px; background: #dde8f0; line-height: 250px; font-size: 0.8rem; color: #888; text-align: center; }
.ad-slot-300x600 { display: block; width: 300px; max-width: 100%; height: 600px; background: #dde8f0; line-height: 600px; font-size: 0.8rem; color: #888; text-align: center; }
.ad-slot-468 { display: inline-block; width: 468px; max-width: 100%; height: 60px; background: #dde8f0; border: 1px dashed #9ab; line-height: 60px; font-size: 0.8rem; color: #888; }
.ad-box { background: var(--ad-bg); border: 1px dashed #9ab; text-align: center; padding: 8px; }
.ad-box .ad-label { font-size: 0.7rem; color: #999; display: block; margin-bottom: 6px; }

.page-wrap { max-width: 1200px; margin: 0 auto; padding: 24px 16px; display: grid; grid-template-columns: 1fr 300px; gap: 24px; }
.page-wrap.full-width { grid-template-columns: 1fr; }
main { min-width: 0; }
aside { display: flex; flex-direction: column; gap: 20px; }

/* ===== HERO ===== */
.hero { background: linear-gradient(135deg, var(--navy) 0%, var(--slate) 50%, var(--teal) 100%); color: #fff; padding: 56px 32px 48px; position: relative; overflow: hidden; }
.hero::after { content: ''; position: absolute; bottom: -1px; left: 0; right: 0; height: 48px; background: var(--bg); clip-path: ellipse(55% 100% at 50% 100%); }
.hero-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.hero-eyebrow { font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--teal-light); font-weight: 700; margin-bottom: 10px; }
.hero h1 { font-size: 2.4rem; font-weight: 800; line-height: 1.2; margin-bottom: 14px; }
.hero h1 span { color: var(--teal-light); }
.hero p { font-size: 1.05rem; color: #b8d4e4; margin-bottom: 24px; line-height: 1.65; }
.hero-btns { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-form { background: rgba(255,255,255,0.1); backdrop-filter: blur(4px); border: 1px solid rgba(255,255,255,0.2); border-radius: 12px; padding: 24px; }
.hero-form h3 { color: #fff; font-size: 1.05rem; margin-bottom: 16px; }
.hero-form select, .hero-form input { width: 100%; padding: 10px 14px; border: 1px solid rgba(255,255,255,0.3); border-radius: 6px; background: rgba(255,255,255,0.95); color: var(--text); font-size: 0.95rem; margin-bottom: 10px; font-family: inherit; }
.hero-form button { width: 100%; }

/* ===== SERVICE CATEGORIES ===== */
.service-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 32px; }
.service-item { background: var(--card); border: 1px solid var(--border); border-radius: 10px; padding: 20px 16px; text-align: center; transition: box-shadow 0.2s, border-color 0.2s; cursor: pointer; }
.service-item:hover { box-shadow: 0 4px 16px rgba(26,127,160,0.15); border-color: var(--teal); }
.service-item a { text-decoration: none; color: inherit; }
.service-icon { font-size: 2rem; margin-bottom: 8px; }
.service-label { font-size: 0.88rem; font-weight: 700; color: var(--navy); line-height: 1.3; }
.service-sub { font-size: 0.75rem; color: var(--muted); margin-top: 4px; }

/* ===== SECTION TITLE ===== */
.section-title { font-size: 1.25rem; font-weight: 700; color: var(--navy); margin-bottom: 16px; padding-bottom: 8px; border-bottom: 2px solid var(--teal); }
.section-lead { font-size: 0.95rem; color: var(--muted); margin-bottom: 20px; margin-top: -10px; }

/* ===== DIRECTORY GRID ===== */
.directory-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 14px; margin-bottom: 28px; }
.dir-card { background: var(--card); border: 1px solid var(--border); border-radius: 8px; padding: 16px; transition: box-shadow 0.2s, border-color 0.2s; }
.dir-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,0.08); border-color: var(--teal); }
.dir-card .flag { font-size: 1.8rem; margin-bottom: 6px; }
.dir-card h3 { font-size: 0.95rem; font-weight: 700; color: var(--navy); margin-bottom: 3px; }
.dir-card .since { font-size: 0.72rem; color: var(--muted); margin-bottom: 6px; }
.dir-card .form-badge { display: inline-block; font-size: 0.68rem; background: #ddeffa; color: var(--teal); border-radius: 12px; padding: 2px 8px; margin-bottom: 8px; }
.dir-card a.read-more { display: block; font-size: 0.8rem; font-weight: 600; color: var(--teal); }

/* ===== PROVIDER CARDS ===== */
.provider-card { background: var(--card); border: 1px solid var(--border); border-radius: 10px; padding: 22px; margin-bottom: 16px; display: grid; grid-template-columns: 1fr auto; gap: 20px; align-items: start; transition: box-shadow 0.2s; }
.provider-card:hover { box-shadow: 0 4px 20px rgba(26,127,160,0.12); }
.provider-card h3 { font-size: 1.05rem; color: var(--navy); font-weight: 700; margin-bottom: 4px; }
.provider-location { font-size: 0.82rem; color: var(--muted); margin-bottom: 10px; }
.provider-services { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 10px; }
.service-tag { font-size: 0.72rem; background: var(--ocean-pale); color: var(--teal); border-radius: 12px; padding: 2px 10px; font-weight: 600; }
.provider-desc { font-size: 0.88rem; color: var(--text); line-height: 1.6; margin-bottom: 8px; }
.price-range { font-size: 0.8rem; color: var(--muted); font-weight: 600; }
.provider-cta { display: flex; flex-direction: column; gap: 8px; min-width: 140px; }
.provider-verified { display: inline-flex; align-items: center; gap: 4px; font-size: 0.72rem; color: var(--green); font-weight: 700; margin-bottom: 8px; }

/* ===== STATE GRID ===== */
.state-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 10px; margin-bottom: 28px; }
.state-card { background: var(--card); border: 1px solid var(--border); border-radius: 8px; padding: 14px 12px; text-align: center; transition: all 0.2s; text-decoration: none; display: block; }
.state-card:hover { border-color: var(--teal); background: var(--ocean-pale); text-decoration: none; box-shadow: 0 2px 12px rgba(26,127,160,0.15); }
.state-card .s-name { font-size: 0.88rem; font-weight: 700; color: var(--navy); }
.state-card .s-meta { font-size: 0.72rem; color: var(--muted); margin-top: 3px; }
.state-card.featured { border-color: var(--teal); background: var(--ocean-pale); }

/* ===== TRUST BAR ===== */
.trust-bar { display: flex; gap: 24px; align-items: center; padding: 18px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); margin-bottom: 28px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; font-size: 0.85rem; color: var(--muted); font-weight: 600; }
.trust-item .t-icon { font-size: 1.3rem; }

/* ===== HOW IT WORKS ===== */
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 32px; }
.step-card { background: var(--card); border: 1px solid var(--border); border-radius: 10px; padding: 22px; text-align: center; }
.step-num { width: 40px; height: 40px; border-radius: 50%; background: var(--teal); color: #fff; font-weight: 800; font-size: 1.1rem; display: flex; align-items: center; justify-content: center; margin: 0 auto 12px; }
.step-card h4 { font-size: 0.95rem; color: var(--navy); font-weight: 700; margin-bottom: 6px; }
.step-card p { font-size: 0.85rem; color: var(--muted); line-height: 1.6; }

/* ===== CTA BANNER ===== */
.cta-banner { background: linear-gradient(135deg, var(--navy), var(--teal)); color: #fff; border-radius: 10px; padding: 36px; text-align: center; margin-bottom: 28px; }
.cta-banner h2 { font-size: 1.5rem; margin-bottom: 10px; }
.cta-banner p { font-size: 0.95rem; color: #b8d8e8; margin-bottom: 20px; }
.cta-banner .btn-row { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ===== CALLOUT BOX ===== */
.callout-box { background: var(--ocean-pale); border: 1px solid #aad4e8; border-left: 4px solid var(--teal); border-radius: 6px; padding: 16px 20px; margin-bottom: 20px; font-size: 0.9rem; color: var(--text); }
.callout-box strong { color: var(--navy); }

/* ===== CONTENT CARDS ===== */
.content-card { background: var(--card); border: 1px solid var(--border); border-radius: 8px; padding: 24px; margin-bottom: 20px; }
.content-card h2 { font-size: 1.1rem; color: var(--navy); margin-bottom: 14px; padding-bottom: 6px; border-bottom: 1px solid var(--border); }
.content-card h3 { font-size: 1rem; color: var(--navy); margin-bottom: 10px; }
.content-card ul { padding-left: 20px; }
.content-card li { margin-bottom: 6px; font-size: 0.92rem; }
.content-card p { font-size: 0.92rem; margin-bottom: 10px; line-height: 1.7; }
.content-card p:last-child { margin-bottom: 0; }

.in-content-ad { background: var(--ad-bg); border: 1px dashed #9ab; text-align: center; padding: 10px; margin-bottom: 20px; border-radius: 4px; }
.in-content-ad .ad-label { font-size: 0.7rem; color: #999; display: block; margin-bottom: 6px; }

.orgs-list { list-style: none; padding: 0; }
.orgs-list li { padding: 8px 0; border-bottom: 1px solid var(--border); font-size: 0.9rem; }
.orgs-list li:last-child { border-bottom: none; }

/* ===== ARTICLE HEADER ===== */
.breadcrumb { font-size: 0.82rem; color: var(--muted); margin-bottom: 16px; }
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--teal); }
.article-header { background: var(--card); border: 1px solid var(--border); border-radius: 8px; padding: 28px; margin-bottom: 24px; }
.article-header h1 { font-size: 1.9rem; color: var(--navy); line-height: 1.25; margin-bottom: 8px; }
.article-header .subtitle { font-size: 0.9rem; color: var(--muted); margin-top: 4px; }
.meta-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 12px; }
.chip { font-size: 0.78rem; padding: 4px 12px; border-radius: 16px; background: #ddeffa; color: var(--slate); font-weight: 600; }
.chip.green { background: #e4f5ea; color: #1e7a3c; }
.chip.amber { background: #fef3e2; color: #a05f00; }
.chip.navy { background: var(--navy); color: #fff; }

/* ===== DISCLAIMER ===== */
.disclaimer { background: #fff8e1; border-left: 4px solid #f5a623; border-radius: 4px; padding: 14px 18px; font-size: 0.82rem; color: #5a4500; margin-bottom: 20px; }

/* ===== LEAD FORM CARD ===== */
.lead-form-card { background: var(--navy); border-radius: 10px; padding: 28px; color: #fff; margin-bottom: 20px; }
.lead-form-card h3 { font-size: 1.1rem; margin-bottom: 6px; }
.lead-form-card p { font-size: 0.85rem; color: #8ab0cc; margin-bottom: 18px; }
.lead-form-card .form-group { margin-bottom: 12px; }
.lead-form-card label { display: block; font-size: 0.82rem; font-weight: 600; color: #9bb5cc; margin-bottom: 5px; }
.lead-form-card input, .lead-form-card select, .lead-form-card textarea {
  width: 100%; padding: 9px 12px; border: 1px solid rgba(255,255,255,0.2);
  border-radius: 6px; background: rgba(255,255,255,0.1); color: #fff;
  font-size: 0.9rem; font-family: inherit;
}
.lead-form-card input::placeholder { color: rgba(255,255,255,0.4); }
.lead-form-card select option { color: var(--text); background: #fff; }
.lead-form-card textarea { min-height: 80px; resize: vertical; }
.lead-form-card .submit-btn { width: 100%; margin-top: 4px; }
.lead-form-success { display: none; background: #e4f5ea; border-radius: 6px; padding: 14px; color: #1b5e20; font-size: 0.9rem; margin-bottom: 12px; }
.honeypot { display: none; }

/* ===== GUIDE CARDS ===== */
.guide-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-bottom: 28px; }
.guide-card { background: var(--card); border: 1px solid var(--border); border-radius: 8px; padding: 20px; transition: box-shadow 0.2s, border-color 0.2s; }
.guide-card:hover { box-shadow: 0 4px 16px rgba(26,127,160,0.12); border-color: var(--teal); }
.guide-card .g-category { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.07em; font-weight: 700; color: var(--teal); margin-bottom: 8px; }
.guide-card h3 { font-size: 0.95rem; color: var(--navy); font-weight: 700; margin-bottom: 8px; line-height: 1.4; }
.guide-card p { font-size: 0.85rem; color: var(--muted); line-height: 1.6; margin-bottom: 12px; }
.guide-card a.read-more { font-size: 0.82rem; font-weight: 600; color: var(--teal); }

/* ===== ARTICLE BODY (guides) ===== */
.article-body p { font-size: 0.95rem; line-height: 1.75; margin-bottom: 1.1em; }
.article-body h2 { font-size: 1.2rem; color: var(--navy); margin: 1.8em 0 0.7em; padding-bottom: 6px; border-bottom: 1px solid var(--border); }
.article-body h3 { font-size: 1.05rem; color: var(--navy); margin: 1.4em 0 0.5em; }
.article-body ul, .article-body ol { padding-left: 22px; margin-bottom: 1.1em; }
.article-body li { font-size: 0.95rem; line-height: 1.7; margin-bottom: 5px; }
.pullquote { background: linear-gradient(135deg, var(--slate), var(--teal)); color: #fff; border-radius: 8px; padding: 20px 24px; margin: 24px 0; font-size: 1.05rem; font-style: italic; line-height: 1.6; }
.comparison-table { width: 100%; border-collapse: collapse; margin: 1em 0 1.5em; font-size: 0.88rem; }
.comparison-table th { background: var(--navy); color: #fff; padding: 10px 12px; text-align: left; }
.comparison-table td { padding: 9px 12px; border-bottom: 1px solid var(--border); vertical-align: top; }
.comparison-table tr:nth-child(even) td { background: #f4f8fb; }

/* ===== CONTACT FORM ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 340px; gap: 24px; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: 0.88rem; font-weight: 600; color: var(--navy); margin-bottom: 5px; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 10px 14px; border: 1px solid var(--border);
  border-radius: 6px; font-size: 0.95rem; font-family: inherit; color: var(--text); background: #fff;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
  outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(26,127,160,0.15);
}
.form-group textarea { min-height: 120px; resize: vertical; }
.form-group .hint { font-size: 0.78rem; color: var(--muted); margin-top: 4px; }
.submit-btn { display: inline-block; background: var(--teal); color: #fff; font-size: 1rem; font-weight: 700; padding: 12px 32px; border: none; border-radius: 6px; cursor: pointer; transition: background 0.15s; width: 100%; }
.submit-btn:hover { background: var(--teal-light); }
.success-msg { display: none; background: #e4f5ea; border: 1px solid #2e7d32; color: #1b5e20; border-radius: 6px; padding: 16px 20px; margin-bottom: 20px; }
.info-card { background: var(--card); border: 1px solid var(--border); border-radius: 8px; padding: 20px; margin-bottom: 16px; }
.info-card h3 { color: var(--navy); font-size: 0.95rem; margin-bottom: 8px; }
.info-card p, .info-card li { font-size: 0.88rem; color: var(--muted); line-height: 1.6; }
.info-card ul { padding-left: 16px; }

/* ===== COMPARE PAGE ===== */
.compare-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-bottom: 28px; }
.compare-card { background: var(--card); border: 1px solid var(--border); border-radius: 10px; padding: 24px; }
.compare-card h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.compare-card ul { list-style: none; padding: 0; }
.compare-card li { padding: 6px 0; border-bottom: 1px solid var(--border); font-size: 0.88rem; display: flex; gap: 8px; }
.compare-card li:last-child { border-bottom: none; }
.check { color: #1e7a3c; font-weight: 700; }
.cross { color: #c00; font-weight: 700; }

/* ===== STICKY MOBILE CTA ===== */
.sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 200; background: var(--navy); padding: 10px 16px; display: flex; gap: 10px; box-shadow: 0 -2px 12px rgba(0,0,0,0.3); }
.sticky-cta a { flex: 1; text-align: center; padding: 10px 8px; border-radius: 6px; font-weight: 700; font-size: 0.9rem; text-decoration: none; }
.sticky-cta .s-quote { background: var(--teal); color: #fff; }
.sticky-cta .s-call { background: rgba(255,255,255,0.1); color: #fff; border: 1px solid rgba(255,255,255,0.3); }

/* ===== FOOTER ===== */
footer { background: var(--navy); color: #8aaccc; margin-top: 48px; padding: 36px 24px; font-size: 0.85rem; }
.footer-inner { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px; }
footer h4 { color: #fff; margin-bottom: 10px; font-size: 0.92rem; }
footer h4 a { color: #fff; text-decoration: none; }
footer h4 a:hover { color: var(--teal-light); }
footer ul { list-style: none; }
footer li { margin-bottom: 6px; }
footer a { color: #8aaccc; }
footer a:hover { color: #fff; text-decoration: none; }
.footer-bottom { max-width: 1200px; margin: 24px auto 0; padding-top: 16px; border-top: 1px solid #1a3a5c; font-size: 0.75rem; color: #5a7a9a; }
.footer-disclaimer { font-size: 0.75rem; color: #4a6a8a; margin-top: 8px; line-height: 1.5; }

/* ===== RESPONSIVE ===== */
@media (max-width: 960px) {
  .page-wrap { grid-template-columns: 1fr; }
  aside { flex-direction: row; flex-wrap: wrap; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-form { display: none; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .compare-grid { grid-template-columns: 1fr; }
}
@media (max-width: 680px) {
  .nav-toggle { display: flex; align-items: center; }
  nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--slate); padding: 8px 0 16px; box-shadow: 0 4px 16px rgba(0,0,0,0.3); }
  nav.open { display: block; }
  nav ul { flex-direction: column; gap: 0; }
  nav a { padding: 12px 24px; font-size: 1rem; border-radius: 0; }
  .nav-cta { border-radius: 0 !important; background: rgba(26,127,160,0.3) !important; }
  .hero { padding: 36px 20px 48px; }
  .hero h1 { font-size: 1.7rem; }
  .page-wrap { padding: 16px 12px; }
  .content-card { padding: 16px; }
  .directory-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: 1fr; }
  .guide-grid { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; gap: 20px; }
  .provider-card { grid-template-columns: 1fr; }
  .provider-cta { flex-direction: row; }
  .sticky-cta { display: flex; }
  body { padding-bottom: 60px; }
  body { font-size: 16px; }
  .ad-slot-728 { height: 50px; line-height: 50px; font-size: 0.75rem; }
  .state-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 380px) { .directory-grid { grid-template-columns: 1fr; } }

/* ===== A11Y + PRINT ===== */
a:focus-visible, button:focus-visible { outline: 3px solid var(--teal-light); outline-offset: 2px; border-radius: 2px; }
@media print {
  header, footer, aside, .ad-leaderboard, .in-content-ad, .ad-box, .sticky-cta { display: none !important; }
  .page-wrap { grid-template-columns: 1fr; }
  body { font-size: 12pt; color: #000; background: #fff; }
}

/* Placeholder ad boxes hidden until real AdSense units or Auto Ads are live.
   Remove this rule (or a specific selector) when activating manual ad units. */
.ad-leaderboard, .in-content-ad, .ad-box { display: none !important; }